UOB Lender provides various particular banking expert services built to satisfy the monetary needs of people. Under is an extensive overview that will help you understand the key features and offerings.

Different types of Accounts
Personal savings Account: This account permits you to save money when earning curiosity.

Options: Quick access, desire earnings, nominal service fees.
Rewards: Safe place for your cash, possible expansion via fascination.
Current Account: Ideal for each day transactions and handling bills.

Features: Checkbook facility, overdraft safety.
Added benefits: Handy for regular payments and withdrawals.
Fastened Deposit Account: For those trying to gain higher interest charges about a hard and fast period.

Functions: Mounted expression deposits, bigger interest prices when compared with discounts accounts.
Benefits: Secure expense alternative with predictable returns.
Loans
Individual Loans: Unsecured financial loans that can be useful for various functions like training or house renovation.

Kinds:
Installment Loans
Credit history Strains
Added benefits: Adaptable repayment phrases, competitive interest rates.
Home Financial loans: Customized answers for acquiring home or refinancing existing home loans.

Sorts:
Mounted Price Home Personal loan
Floating Amount Property Mortgage
Advantages: Different designs to go well with personal requirements, interesting premiums.
Credit Cards
UOB features A selection of credit cards catering to unique life and spending behaviors:

Rewards Playing cards: Make details on each and every order which may be redeemed for items or journey miles.
Cashback Playing cards: Get money rebates on day to day paying which include groceries and dining out.
Vacation Cards: Specific benefits like air miles accumulation and journey coverage coverage.
Financial commitment Solutions
For people interested in developing their prosperity through investments:

Unit Trusts * Diversified portfolio managed by industry experts. * Suitable for prolonged-time period growth goals.

Structured Deposits * Combines the capabilities of traditional deposits with expenditure products and solutions. * Possibly larger returns but with a few possibility associated.

Insurance coverage Items
To guard on your own and All your family members versus unexpected situations:

Life Insurance policy * Gives economic safety in case of Loss of life or vital sickness. * Also can serve as a financial savings Instrument according to the policy selected.

Well being Insurance coverage * Covers health-related expenditures which includes hospitalization fees. * Essential for mitigating superior Health care fees.

Digital Banking Products and services
Advantage at your fingertips by way of digital platforms:

Internet Banking
Helps you to take care of your finances online:

Watch account balances and transaction historical past
Transfer funds concerning accounts or shell out expenses
Submit an application for new solutions (loans/charge cards)
Mobile Banking
Banking on-the-go by means of mobile applications:

Fast equilibrium checks
Mobile payment solutions (QR code payments)
Notifications & alerts about account action
Using these extensive choices, UOB aims to supply personalised banking check here options that cater precisely to personal requirements even though ensuring usefulness and stability in all transactions.